What A Biden Win Could Mean For Employer Health Insurance


Law360 (October 2, 2020, 2:43 PM EDT) — Over 155 million Americans — nearly half of the country’s entire population — are covered by employer-sponsored health insurance. During his campaign, Democratic presidential nominee Joe Biden has proposed numerous significant changes to the U.S. health care system.

Although many of those proposals relate to Medicare, Medicaid and the individual insurance market and would require legislation by Congress, a Biden administration could also use the powers of the executive branch to make significant changes to the rules governing employer-sponsored insurance in the group market — e.g., by directing agencies to issue regulations and subregulatory guidance.

Below is a summary of potential…

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