When you’re seriously injured in an auto accident, medical treatment is central to your recovery. You may need emergency procedures, surgery, and inpatient care. While you don’t want to think about the costs, you need to pay for the procedures that allow you to heal.
That’s what makes Personal Injury Protection (PIP) coverage so important. It pays for your treatment so you won’t have to worry about paying your medical bills when they arrive.
PIP Coverage Is No-Fault Coverage
The no-fault aspect is one of the most important Personal Injury Protection coverage features. Your insurance company pays auto accident-related medical bills and lost income benefits without considering who caused the car accident. Each injured driver or passenger reports a claim to their own auto insurance carrier. The insurer pays benefits that would have previously required the injured person to demand reimbursement from a negligent party. PIP pays even if you