![a group of people in a room: COVID-19 treatment: Dealing with denial of cashless settlement and huge deductions in health insurance claims](https://www.msn.com/{"default":{"load":"default","w":"27","h":"20","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1a0gCe.img?h=200&w=270&m=6&q=60&o=f&l=f"}})
In the past few months, we’ve heard several stories of people with health insurance policies facing claim rejections, not getting cashless treatments, or having to pay hospital bills out of pocket for COVID-19 hospitalizations. There could be many reasons that insurers give for rejecting claims. Some situations are avoidable. You must ensure that a COVID diagnosis or treatment does not burn a hole into your hard-earned savings.
This article discusses some such key issues, along with actions you could take to avoid or reduce the financial burden of an already taxing health situation.
Claims declined for mild symptom cases: Health Insurance policies cover hospitalization treatments that are considered ‘necessary’ – where there is active treatment carried out in a hospital, under any local or international medical protocol. The claim could be declined
Dean Cameron, the director of the Idaho Department of Insurance, shared tips for picking a health insurance plan in Tuesday’s AARP virtual town hall.
The open enrollment period for health insurance begins Thursday and runs through Dec. 15.
Cameron said people need to consider the “four Cs” when thinking about whether a given plan works for them or not.
Up to 7.7 million U.S. workers lost jobs with employer-sponsored health insurance during the coronavirus pandemic, and 6.9 million of their dependents also lost coverage, a new study finds.
Workers in manufacturing, retail, accommodation and food services were especially hard-hit by job losses, but unequally impacted by losses in insurance coverage.
Manufacturing accounted for 12% of unemployed workers in June. But because the sector has one of the highest rates of employer-sponsored coverage at 66%, it accounted for a bigger loss of jobs with insurance — 18% — and 19% of potential coverage loss when dependents are included.
Nearly 3.3 million workers in accommodation and food services had lost their jobs as of June — 30% of the industry’s workforce. But only 25% of workers in the sector had employer-sponsored insurance before the pandemic. Seven percent lost jobs with employer-provided coverage.
The situation was similar in the retail sector. Retail
Keith Prisco is a stagehand at the United Center in Chicago and a proud union member of IATSE Local 2. Like tens of millions of Americans, he receives health insurance through his employer for himself and his family. The security of this coverage is even more important for Keith after he was diagnosed with leukemia four years ago. But when COVID-19 put a screeching halt on live events, that meant Keith was out of work — jeopardizing his health care coverage in the middle of a pandemic.
As COVID-19 continues to threaten the health and safety of Americans, millions of workers have found themselves under threat of losing their jobs, their health coverage, and their financial savings — all through no fault of their own.
It is unconscionable that unemployed or furloughed workers could also lose health coverage during a public health crisis, yet there are an estimated 10 to
As a paramedic, Natalie Glaser has a highly stressful job, with long hours and shift work.
She went to her GP, complaining of an upset stomach.
“I was really scared as well, and I still am scared,” she told PM.
But when the doctor advised her to get a colonoscopy straight away, her anxiety grew further.
“My GP asked me if I’d like to go to the private hospital system or the public, and I took out my HCF cover because I said I’m sure I’m covered for this procedure,” she recalled.
“When I pulled it out and it said I wasn’t covered for it, I was quite confused.”
Natalie Glaser said she lost the majority of her coverage when HCF reviewed her policy and moved her down to a lower-cost, more basic level of coverage.
“I lost 18 out of 25 procedures — that’s about 72 per cent of
/https://specials-images.forbesimg.com/imageserve/5f8490398754d13f31f8ecb9/0x0.jpg)
Jan Dubauskas is the Vice President of Healthinsurance.com.
getty
We have experienced a lot of change throughout the course of the pandemic that has required us to reconsider our priorities and become nimble in the way we work and how we reach out to our clients. Many were skeptical that these changes would lead to similar productivity. However, as we prioritize our health during the pandemic, working from home has become important, and many (24%, according to CNBC) have adapted so well that they want to keep doing it.
When we first started working from home, the primary concern for many was to set up an office, retain camaraderie, and continue meeting with clients. During the spring, as I watched as annual springtime conferences got canceled or sent to an online format, I keenly felt the void previously filled by those intense social interactions. It seemed that with a bit
Seven Texas counties – Harris, Dallas, Tarrant, Hidalgo, Bexar, Travis and El Paso – were among the top 20 counties in the nation with the highest number of uninsured children, according to a report by the Georgetown University Center for Children and Families. (Semevent/Pixabay)
October 13, 2020
AUSTIN, Texas — Advocates for children are calling on Texas lawmakers to take action in the next legislative session, after a new report shows the state has the highest number of children in the nation without health insurance.
Texas had an estimated 995,000 uninsured children in 2019, an increase of 243,000 from three years earlier. Data in the annual report from the Georgetown University Center for Children and Families was collected in 2019, during a relatively strong economic period.
Patrick Bresette, executive director at the Children’s Defense Fund-Texas, said he was startled by the dramatic increase – especially because the data was collected
![a person holding a wine glass: A man works in a Sinovac Biotech laboratory in Beijing. An experimental Covid-19 vaccine developed by the company is one of four Chinese candidates in the final stage of human trials. Photo: Reuters](https://www.msn.com/{"default":{"load":"default","w":"80","h":"53","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB19Xt1x.img?h=533&w=799&m=6&q=60&o=f&l=f"},"size3column":{"load":"default","w":"62","h":"42","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB19Xt1x.img?h=416&w=624&m=6&q=60&o=f&l=f"},"size2column":{"load":"default","w":"62","h":"42","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB19Xt1x.img?h=416&w=624&m=6&q=60&o=f&l=f"}})
With four Chinese vaccine candidates in the final stage of human trials, it is still not clear whether Beijing plans to provide Covid-19 shots for free after the public health insurance agency said it would not pay for them.
Some advanced economies, including the United States, Australia and Japan, have said any Covid-19 vaccines they buy – provided they have been proven safe and effective – will be made available to their citizens for free.
But China’s National Healthcare Security Administration on Friday said the medical insurance system could not afford the “high cost” of vaccinating the population. It made the remarks in a public reply to a request for free vaccinations from an unidentified deputy of
Despite a bleak macroeconomic picture, Indonesia’s non-life insurance market is well-diversified and underpinned by solid capitalisation, supporting a stable outlook assigned to the segment, according to a new AM Best report.
A new Best’s Market Segment Report, titled, “Market Segment Outlook: Indonesia Non-Life Insurance,” states that the non-life insurance market’s overall robust return on equity, supported by stable historical underwriting performance and strong balance sheet fundamentals, along with good government support including infrastructure plans and economic stimulus, are factors in the stable outlook.
The Indonesia non-life insurance market expanded by 14% year over year, to IDR 79.7 trillion (USD 5.4 billion) in 2019 from IDR 69.9 trillion (USD 4.9 billion) in the previous year, supported mainly by strong growth in credit insurance. Gross premium written (GPW) for credit insurance, the market’s third largest business line, increased by 86.2% to IDR 14.6 trillion in 2019. Property insurance, the largest business
Offering Virtual Insurance Assistance
NASHVILLE- based nonprofit MUSIC HEALTH ALLIANCE (MHA) is offering free, virtual health insurance assistance to those in the music community. Since the beginning of the year, MHA has seen a 200% increase in clients seeking assistance with healthcare and necessities. Enrollment dates for those interested in MEDICARE coverage are from THURSDAY, OCTOBER 15th to TUESDAY, DECEMBER 15th. Regular insurance enrollment dates are from SUNDAY, NOVEMBER 1st through TUESDAY, DECEMBER 15th.
During the open enrollment dates, MHA advocates will meet virtually with clients to advise and enroll members of the music industry and their families in the best plans to meet their medical needs. If you’ve lost your job due to COVID-19, had a change in coverage or simply need help navigating the complicated health insurance landscape, book a virtual appointment with MHA here.
Additionally, this month MHA will partner
Hairstyle 2020 | All Rights Reserved.
Hairstyle theme by Flythemes